DISABILITY

What is Disability Insurance?

A health and wellness plan designed to provide for periodic payments of benefits when you are unable to work. This coverage is designed to replace a percentage of your gross income on a tax-free basis should illness keep you from earning an income.

Plan Rules:

  • Coverage through Metlife

  • Employee must be actively at work on effective date

  • Employee must exhaust sick leave prior to receiving a benefit

  • annual Open Enrollments with no health questions; pre-existing condition limitation will apply to new enrollees

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