CRITICAL ILLNESS

What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if you are diagnosed with one of the specific illnesses on a predetermined list of critical illnesses.

Plan Rules:

  • Coverage through Cigna

  • Elect Critical Illness with or without Cancer coverage based on your individual needs

  • Rates lock in at the age you purchase coverage and does not increase

  • No Pre-Existing condition limitation

  • Payments available for a second covered condition after 180 days

  • Receive a second payout for the same condition after 12 months

  • Annual Open Enrollments with no health questions

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